A blog about things I find useful
I’ve spent a good chunk of the past couple of years helping to redesign our university system’s ~$5B retirement plan. This post summarizes what I learned. While my setting was a multi-billion dollar university retirement plan, surely many of the lessons learned will also be relevant to any 401k plan by even the smallest of … Read more
Earlier this week, FreeTaxUSA went live: https://www.freetaxusa.com/ I’ve already filled out my tax forms for 2022, helping me to determine my 2022 federal tax liability with a high degree of precision (probably to within $10 or so). The remaining uncertainty is from not knowing the following parameters: 2022 total taxable dividends However, this is easily … Read more
With domestic markets down 12% YTD, now might be a good time to think about tax-loss harvesting (TLH’ing). For the uninitiated, here is a good overview of TLH’ing: https://www.bogleheads.org/wiki/Tax_loss_harvesting. That said, I think it is a largely unproductive endeavor, as I’ve blogged about here: https://frugalprofessor.com/tax-loss-harvesting-is-overrated/. Despite convincing myself in the above blog post that TLH’ing … Read more
——————————————————– Brief intro from Frugal Professor ——————————————————– One of the best parts about having a blog is getting to meet smart people I wouldn’t have already met. A week ago, one of these smart people reached out to me via email to discuss credit card strategies. I enjoyed the discussion so much that I asked … Read more
After reciprocating blog posts a little over a year ago (here and here), Mr Clipping Chains and I sat down for a podcast session a few weeks back. It went live today. If you want to take a listen, here it is: https://clippingchains.com/2022/04/11/ep-29-frugal-professor/. Cliff notes version of the podcast: Brief recap of my money journey. … Read more
I realize that blogging about my sheltered life is tone deaf in light of the unfathomable suffering in Ukraine right now. But tradition (5.5 years strong) demands that I write something. So here we go… Another month, another update. A few random comments. Good Reads/Listens/Watches Harvard economist Greg Mankiw on Ukraine: Mankiw discussing his … Read more