5 kids; $169,817 income; $0 taxes

I was doing some thinking today (a dangerous activity). I was marveling at the amount of income that can be realized tax-free, a-la Go-Curry-Cracker. It is well known that investments (long term capital gains (LTCG) + dividends) are taxed preferentially: https://www.nerdwallet.com/blog/taxes/capital-gains-tax-rates/ So let’s go through a few scenarios here given 2019 tax parameters after accounting … Read more 5 kids; $169,817 income; $0 taxes

Q&A about Wyoming Geo-Arbitrage with Kim from TheFrugalEngineers

The faithful reader of this blog will remember that I’m a fan of the outdoors. Wyoming, the least populated state in the country, has recently won over my heart for its beauty (at least in the summer time).   (Grand Teton, Vedauwoo, Wind River Range, Yellowstone)   A couple of months ago I learned of … Read more Q&A about Wyoming Geo-Arbitrage with Kim from TheFrugalEngineers

An Audit of BoA Credit Card Reward Efficiency (2019 Q3)

Purpose of this Post The third quarter of 2019 is days away from ending, thus resetting the $2.5k/quarter BoA Cash Rewards limits. As a reminder, if the $2.5k/quarter spending limit is exceeded, the normal rewards of 3% (category of your choice) or 2% groceries/wholesale are degraded to 1% for all subsequent spending. If you have … Read more An Audit of BoA Credit Card Reward Efficiency (2019 Q3)