A blog about things I find useful
I’ve been blogging for a little over three years now. The idea for the blog was born as a phd student as I was flying around the country desperately trying to get a job to provide for my 5 kids and justify the 7 years away from the workforce (2 years mba + 5 years … Read more
As per tradition, here’s the card we sent out this year. 2019 FP Family Update Family Highlights: We got a dog. In a moment of insanity, we succumbed to our kids’ incessant begging and got a goldendoodle puppy named Ruby. The kids love her. The parents less so. We’re not looking forward to dog … Read more
Another trip around the sun, eh? Seems like the appropriate time to reflect on how things are going. Last December, I publicly posted the following 2019 goals. For the sake of public accountability, here’s how I grade myself for 2019 (bold is my grade & self assessment, non-bold is the original goal). At the end … Read more
Another month, another update. A few random comments. Good Reads/Listens/Watches Bill Gates on the need for increased taxation on wealthy at the Federal and State level (link). His main argument is that, to close the deficit (and thus the federal debt level), we should increase taxes on the wealthy to fix it. He argues that … Read more
A few months back, I blogged about a free $1.5k opportunity (link). Well, it worked. I get paid at the end of the month. I dumped $5k to HSBC via my employer’s direct deposit. The following day I pulled the $5k from HSBC to my Fidelity CMA/Brokerage on an automated schedule. Consequently, there was only … Read more
I was doing some thinking today (a dangerous activity). I was marveling at the amount of income that can be realized tax-free, a-la Go-Curry-Cracker. It is well known that investments (long term capital gains (LTCG) + dividends) are taxed preferentially: https://www.nerdwallet.com/blog/taxes/capital-gains-tax-rates/ So let’s go through a few scenarios here given 2019 tax parameters after accounting … Read more