Q&A with Mr Clipping Chains

I started regularly rock climbing at my campus gym about 3 years ago, about a year after I arrived at my current job. Why did it take me a year to join my climbing gym? Because I’m slowly graduating from “cheap/stingy/idiotic” to “frugal.” Despite the hefty $41/month price tag, I think my gym membership is … Read more

State of the Blog – 2020 Edition

Here’s the second instance of the state-of-the-blog post. My 2019 edition is here. Blog Stats: 298 WordPress / email subscribers 33% growth from last year (224) 288 Feedly subscribers: 16% growth from last year (248) 136,970 pageviews this year 2020 cumulative pageviews: 316,223. 2019 cumulative pageviews: 179,253. Posts/month: ~3.5. 2020 Profitability: Amazon affiliate revenue: $104 … Read more

Coronavirus Stimulus 2.0 hit my Fidelity account today

Well, that happened pretty fast. My Coronavirus Stimulus 2.0 hit my Fidelity (which has lightening fast ACH processing times) account this morning. If you don’t bank with Fidelity, presumably this will hit your account tomorrow?   Here’s what I understand about the new stimulus: $600/adult + $600/kid if aged 16 or younger. 5% phase out … Read more

The Power of Staying the Course

The Not-Terribly-Astute Observation I frequently marvel at the grand 401k experiment that we’re embarking on. In the absence of pension funds, all of us with 401k’s are pension fund managers. As such, our future livelihoods depends on: Having the discipline to save early and often by forgoing consumption now Understanding how to leverage the US … Read more