US Bank Smartly (4%) Credit Card Review

  Disclosures: This blog isn’t profit-driven — I don’t receive money from credit card referrals, and there are no affiliate links here. This review reflects my genuine and unbiased opinions.   Summary: If you can transfer $100k of assets to US Bank (including their brokerage platform), then the Smartly 4% card is the best single-card … Read more

Financial Update – Nov 2024

I drafted most of this post before my mom’s passing. I’ll keep it brief this month.   Another month, another update. A few random comments. Good Reads/Listens/Watches I found this photography project to be profoundly moving…and sad (link). Coincidentally, I wrote the above before my mom’s passing. Reader Adrian writes about finding joy in running … Read more

2024 FreeTaxUSA is live

The 2024 version of FreeTaxUSA is now live: https://www.freetaxusa.com/ Usual disclaimer: the name makes it sounds like a horrible scam. But it is my favorite tax filing site, found through my favorite resource on the planet for all things personal finance: the Bogleheads forum. If you need to adjust your W4, now is the time … Read more

Bank of America Customized Cash Rewards Card (and Premium Rewards) Review

Disclaimer This blog isn’t profit-driven — I don’t receive money from credit card referrals, and there are no affiliate links here. I write because I enjoy analyzing these topics, so the thoughts below reflect my genuine opinions, unclouded by profit motives.   Background I’ve been a long-time user of Bank of America credit cards, particularly … Read more

Financial Update – Oct 2024

Another month, another update. A few random comments. Good Reads/Listens/Watches National Geographic put out a new Honnold/Caldwell bromance on their bike/climbing journey from Colorado to Alaska (DisneyPlus link). Relatedly, Honnold was on Rich Roll’s podcast and provides a bit more context on their adventure (link).   Life I discovered how to universally set all websites … Read more