A blog about things I find useful
frugalprofessor Another month, another update. A few random comments. Good Reads/Listens/Watches NYT Podcast on how the much anticipated reduction in real estate agent fees has yet to materialize (link). Older Bogleheads on advice they’d give their 45-year old selves (link). WSJ on how to easily delete personal info (address, phone number, etc) from the internet (wsj … Read more
I’ve used Fidelity’s Cash Management Account (CMA) as my primary “checking,” “savings,” and “cash management account” for over six years. I recommend this setup to my students. I recommend it to my children. I recommend it to you. The default CMA setup is already strong. However, I’ve spent years refining it — optimizing for tax … Read more
I wrote the majority of this post before markets went to hell on April 3–4. Since then, our portfolio dropped another $250k. We’ll see how this plays out, but I can’t say I’m terribly optimistic about the fallout from what the WSJ called the “dumbest trade war in history.” I wouldn’t be surprised if equities … Read more
Another month, another update. A few random comments. Good Reads/Listens/Watches The Finance Buff on protecting investment accounts from ACATS transfer theft (link). If I were not currently chasing $7k/year of brokerage bonuses, I’d have 100% of our brokerage accounts at Fidelity with lockdown enabled. Hopefully other brokerages follow suit and enable this functionality. Life … Read more
Another month, another update. A few random comments. Good Reads/Listens/Watches I found this YouTube documentary on Malaysian Flight 370 (the Boeing 777 that seemingly disappeared without a trace in 2014) to be fascinating/horrifying (link). Vanguard lowers expense ratios on 87 funds (link). Bogleheads discussion (link). WSJ article (link). Tesla is offering a 10% insurance discount … Read more
Another lap around the sun. First, a 40,000 ft overview of 2024: I lost my mom (64) after an excruciatingly long and difficult sickness spanning almost a decade. I rediscovered running after a 25-year hiatus. I dragged the family to Seattle/Whistler where we hiked, kayaked, and four of us competed in a triathlon (Me, … Read more