International Allocation

Giant Disclaimer While I pretend to vaguely understand some aspects of frugality and the US tax code, I don’t pretend to be an investing guru. In fact, I’m pretty ignorant on the topic. So please take this post with a gain of salt.   Introduction I’ve given some thought recently on the role of international … Read more

Asset Location

First, a note on asset ALlocation I don’t pretend to know what the “right” asset allocation is. I think that anyone who claims to have this superpower is trying to fool you. I’m not smart enough to come up with a very sophisticated answer here, so I just guessed. I hope you are smarter than … Read more

Financial Update – Feb 2021

Another month, another update. A few random comments. Good Reads/Listens/Watches Automotive engineering expert Sandy Munro interviews Elon Musk for 50 minutes about technical Tesla design issues (link). It starts off kind of slow with a prolonged discussion about seats, but it gets better (unless you really like discussions about seats, in which case the video … Read more

Q&A with Mr Clipping Chains

I started regularly rock climbing at my campus gym about 3 years ago, about a year after I arrived at my current job. Why did it take me a year to join my climbing gym? Because I’m slowly graduating from “cheap/stingy/idiotic” to “frugal.” Despite the hefty $41/month price tag, I think my gym membership is … Read more