A blog about things I find useful
frugalprofessor Every single person should have a clear hierarchy of savings, primarily driven by tax arbitrage (link). On January 1, where do you put your first dollar of savings in the year? What about your second dollar? 10,000th dollar? Etc? I believe the following list should work for everyone, whether you’re making $10k or $10M per … Read more
***I spent 2-3 days in 2018 writing down everything I know about the U.S. tax code with the hopes of turning it into a book someday. It’s not exactly a page turner, but it may very well make you hundreds of thousands of dollars richer over your lifetime through the minimization of your lifetime tax … Read more
I was voluntold to give a lunchtime seminar in our community on a topic of my choice. I converged on the topic of retirement savings. My slides are downloadable here. The presentation contains nothing I haven’t already harped on in the blog, of course. I just present the simple case of: 1.) Being frugal 2.) … Read more
To improve the navigation of this site, here’s a directory of Excel tools I have made: Federal Income Tax Calculator Calculates estimated tax liability to within a few bucks, but more importantly computes effective marginal tax rate at any level of income. Debt repayment & Net worth projection tool A tool to visualize the optimal … Read more
Another month, another update. A few random comments. Good Reads/Listens/Watches I watched Lion and really enjoyed it. I had never heard of it before but found out about it through Justwatch, a great streaming filtering tool. Mike Piper, the Oblivious Investor, on why Vanguard’s Target Date Funds don’t use Admiral Shares (link). Moral of the … Read more
Another month, another update. A few random comments. Good Reads/Listens/Watches I watched “A Man Called Ove” and enjoyed it. My wife thinks I am Ove; I agree. Life Past month has been crazy. Lots of travel. Little sleep. Hence the abbreviated update without much content. This month’s finances I’m most pleased with the low spending … Read more