A blog about things I find useful
frugalprofessor Another month, another update. A few random comments. Good Reads/Listens/Watches My father recommended the series Formula 1: Drive to Survive (link). I had always thought that car racing was boring, but this series is pretty captivating. Life The month flew by. I’m unsure where it went. Most of the fam jumping after our Christmas card … Read more
In my recent FreeTaxUSA post, I announced my retirement from the tax calculator game. However, my retirement was short-lived. Blog reader (and former roommate) Tim convinced me to keep it going. Download my 2022 model here ========> Download Here <============= A big thank you to MDM Reader (and one-time guest interviewee) MDM is a wizard … Read more
I’ve spent a good chunk of the past couple of years helping to redesign our university system’s ~$5B retirement plan. This post summarizes what I learned. While my setting was a multi-billion dollar university retirement plan, surely many of the lessons learned will also be relevant to any 401k plan by even the smallest of … Read more
Earlier this week, FreeTaxUSA went live: https://www.freetaxusa.com/ I’ve already filled out my tax forms for 2022, helping me to determine my 2022 federal tax liability with a high degree of precision (probably to within $10 or so). The remaining uncertainty is from not knowing the following parameters: 2022 total taxable dividends However, this is easily … Read more
Another month, another update. A few random comments. Good Reads/Listens/Watches GoCurryCracker on Tax Loss Harvesting (link). I wrote a TLH article a few years back (link). Here are my takeaways from the GCC article: Due to wonky phase ins/outs of various credits (e.g. ACA subsidies), one’s marginal tax rate can be quite high. Therefore, the … Read more
Another month, another update. A few random comments. Good Reads/Listens/Watches WSJ on the versatility of the HSA (link). Not much new here, but it was the first time I’d heard of this trick: Children of parents with HSAs can qualify for their own HSA. This is a mind-blower: Under current law, children such as recent … Read more