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A few months back, I blogged about a free $1.5k opportunity (link). Well, it worked. I get paid at the end of the month. I dumped $5k to HSBC via my employer’s direct deposit. The following day I pulled the $5k from HSBC to my Fidelity CMA/Brokerage on an automated schedule. Consequently, there was only … Read more

I was doing some thinking today (a dangerous activity). I was marveling at the amount of income that can be realized tax-free, a-la Go-Curry-Cracker. It is well known that investments (long term capital gains (LTCG) + dividends) are taxed preferentially: https://www.nerdwallet.com/blog/taxes/capital-gains-tax-rates/ So let’s go through a few scenarios here given 2019 tax parameters after accounting … Read more

I’ve been dragging my feet on the release of my 2019 tax calculator for a while now. I think I updated it several months ago but I wanted to wait until TurboTax & TaxAct updated their tools so I could validate my spreadsheet against theirs. As of today, however, neither site has been updated for … Read more

The faithful reader of this blog will remember that I’m a fan of the outdoors. Wyoming, the least populated state in the country, has recently won over my heart for its beauty (at least in the summer time).   (Grand Teton, Vedauwoo, Wind River Range, Yellowstone)   A couple of months ago I learned of … Read more

Purpose of this Post The third quarter of 2019 is days away from ending, thus resetting the $2.5k/quarter BoA Cash Rewards limits. As a reminder, if the $2.5k/quarter spending limit is exceeded, the normal rewards of 3% (category of your choice) or 2% groceries/wholesale are degraded to 1% for all subsequent spending. If you have … Read more

In the past couple of months, I’ve booked two different flights with Priceline Express Deals. Before doing so I scoured the internet for relevant info but largely came up short. Here’s my attempt to fill that hole in the internet. I have vague memories of Priceline’s commercials going back a decade. At the time, it … Read more