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I thought it would be fun if my wife were to write a guest post about her take on our finances. After all, this whole money saving thing wouldn’t work without her buy-in, and I’m extremely grateful that she’s on board with the whole thing. My questions are in bold. Her uncensored confessions follow. My … Read more

*** the title initially had the wrong number of balls; it’s now corrected. My father has always loved to golf. For those unfamiliar with golf, it is best described as “a good walk spoiled.” It’s a sport in which rich old men waste away their time, money, and sanity chasing the ever elusive perfect round … Read more

The much anticipated GOP tax bill is hitting the news (link): Summary of changes to individual taxes: Massive standard deduction ($24.4k) makes itemizing irrelevant for most the US New 10k limit on property tax deduction (this is a big deal if you’re in a state with exceedingly high property taxes (bay area, CA)) No deduction … Read more

This post is long overdue, as cell phone hacking is low hanging fruit in terms of expense optimization. Here’s how I have done it for the past decade, saving us over $10k in the process.   Google Voice – The Key Ingredient Google Voice (https://voice.google.com/) is the critical component of our phone setup. What does … Read more

I’ve enjoyed the podcast ChooseFI very much. I like that the hosts are normal dudes (probably more normal than me) stumbling through life like the rest of us. The hosts talk a lot about the idea of frugal analogs, which is an incredibly powerful concept. Examples of frugal analogs in ***my*** life include: $100/month cell … Read more

Unless you’ve been sleeping under a rock, you’ve probably seen the news that a crap-ton of people’s personal information was exposed through a breach at Equifax, one of the three credit bureaus. You can check whether you were compromised here: https://trustedidpremier.com/eligibility/eligibility.html It turns out that I was compromised. No big deal. Why? Because I’ve frozen my … Read more