Excel Tools

To improve the navigation of this site, here’s a directory of Excel tools I have made: Federal Income Tax Calculator Calculates estimated tax liability to within a few bucks, but more importantly computes effective marginal tax rate at any level of income. Debt repayment & Net worth projection tool A tool to visualize the optimal … Read more

Net Worth Tracking Tool

A reader asked if I could make my financial update spreadsheet publicly available. Why not? It’s downloadable here: (link). How I update this every month in 5 minutes using Personal Capital: Extract balance sheet info from PC by carefully selecting relevant numbers, as shown below. Copy (paste special as values) into Sheet 2 at cell … Read more

Disclaimers

Investing/Tax Disclaimers This site is for entertainment purposes only. Nothing I write here or in the comments can be considered advice or guidance for investment decisions or, for that matter, any other decisions. For professional advice, you should always consult an investment advisor (who will charge you a >1% AUM fee) and/or accountant (who will … Read more

EITC Guest Post on GoCurryCracker

Tomorrow, you’ll find my EITC-hacking guest post on GoCurryCracker’s website (link). It’s quite an honor to write a guest post on my favorite blogger’s website. Thanks Jeremy! To the curious CrackerHead arriving to this website, welcome! To me, the great irony of personal finance is that there isn’t really much to say about it. You … Read more

Federal Income Tax Calculator

I’ve developed a tool that can be used for tax planning purposes. In order to make decisions like how much to work, how much to save in a 401(k), etc, you have to know what your effective marginal tax rate is. Unfortunately the tax code is so complex that knowing one’s effective marginal tax rate requires … Read more