A blog about things I find useful
The 2024 version of FreeTaxUSA is now live: https://www.freetaxusa.com/ Usual disclaimer: the name makes it sounds like a horrible scam. But it is my favorite tax filing site, found through my favorite resource on the planet for all things personal finance: the Bogleheads forum. If you need to adjust your W4, now is the time … Read more
Disclaimer This blog isn’t profit-driven — I don’t receive money from credit card referrals, and there are no affiliate links here. I write because I enjoy analyzing these topics, so the thoughts below reflect my genuine opinions, unclouded by profit motives. Background I’ve been a long-time user of Bank of America credit cards, particularly … Read more
Another month, another update. A few random comments. Good Reads/Listens/Watches National Geographic put out a new Honnold/Caldwell bromance on their bike/climbing journey from Colorado to Alaska (DisneyPlus link). Relatedly, Honnold was on Rich Roll’s podcast and provides a bit more context on their adventure (link). Life I discovered how to universally set all websites … Read more
I loathe Robinhood for a multitude of reasons, but I transferred the entirety of our ~$200k Roth IRA balances to them six months ago because they offered us a 3% bonus (~$6k). The bonus was paid in full, tax-free, directly into the Roth IRA, with the condition that the money remains there for five years … Read more
Buffett’s Folly I was fortunate enough to see Warren Buffett and Charlie Munger in person at the Berkshire meetings several times. Their wit and common-sense wisdom never ceased to amaze me. One of the many lessons I’ve internalized from Buffett over the years is the reality of opportunity costs. Here’s how Buffett thought about them … Read more
If you’ve followed this blog, you will know that I find tracking personal finances both fascinating and insightful. With the recent bull market, our cumulative (nominal) investment gains since the birth of the blog 8 years ago surpassed $1M last month. Some Backstory A little over eight years ago, I completed my twelfth year … Read more