A blog about things I find useful
In my recent FreeTaxUSA post, I announced my retirement from the tax calculator game. However, my retirement was short-lived. Blog reader (and former roommate) Tim convinced me to keep it going. Download my 2022 model here ========> Download Here <============= A big thank you to MDM Reader (and one-time guest interviewee) MDM is a wizard … Read more
I’ve spent a good chunk of the past couple of years helping to redesign our university system’s ~$5B retirement plan. This post summarizes what I learned. While my setting was a multi-billion dollar university retirement plan, surely many of the lessons learned will also be relevant to any 401k plan by even the smallest of … Read more
Earlier this week, FreeTaxUSA went live: https://www.freetaxusa.com/ I’ve already filled out my tax forms for 2022, helping me to determine my 2022 federal tax liability with a high degree of precision (probably to within $10 or so). The remaining uncertainty is from not knowing the following parameters: 2022 total taxable dividends However, this is easily … Read more
Another month, another update. A few random comments. Good Reads/Listens/Watches GoCurryCracker on Tax Loss Harvesting (link). I wrote a TLH article a few years back (link). Here are my takeaways from the GCC article: Due to wonky phase ins/outs of various credits (e.g. ACA subsidies), one’s marginal tax rate can be quite high. Therefore, the … Read more
Another month, another update. A few random comments. Good Reads/Listens/Watches WSJ on the versatility of the HSA (link). Not much new here, but it was the first time I’d heard of this trick: Children of parents with HSAs can qualify for their own HSA. This is a mind-blower: Under current law, children such as recent … Read more
Another month, another update. A few random comments. Good Reads/Listens/Watches I finished Better Call Saul, which was great. It is the end of an era. Not much else comes to mind. Life I took a trek to Peru (this one). We had three dedicated staff supporting us: our guide (who mercifully spoke English), our cook, … Read more