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As you can probably tell by now I’m a sucker for free money, but only if it isn’t too much work. In grad school, I had a tradition of opening up a new Chase checking account every 6 months, collecting the $300 sign-up bonus, then closing it. I would alternate between my name and my … Read more

At the end of 2018 I wrote down the goal of visiting three national parks during 2019. Well…we did it. We did the trip with relatively little planning and zero reservations. I had a vague idea of where I wanted to camp and hoped for the best. Here are some notes.   Stop 1: Grand … Read more

*** Edit 2025 *** I wrote a better and more comprehensive guide here: https://frugalprofessor.com/the-ultimate-guide-to-fidelitys-cash-management-account-cma/   As a result, feel free to ignore the post below and instead rely on the guide above.     *** Edit 2024 *** Fidelity has updated their Cash Management Account to now allow SPAXX as a core position (if you … Read more

**** This post has been superseded by these ones: **** https://frugalprofessor.com/an-audit-of-boa-credit-card-reward-efficiency-2019-q3/ https://frugalprofessor.com/best-credit-card-rewards-strategy-2019-edition/   What Changed? A month ago, Bank of America updated their policy for the cash rewards card. Prior to the change, the rewards were as follows on the cash rewards card: 3%*** gas 2%*** grocery/wholesale 1% all else Last month, this changed to: … Read more

I spent 2-3 days in 2018 writing down everything I know about the U.S. tax code with the hopes of turning it into a book some day. It’s not exactly a page turner, but it may very well make you hundreds of thousands of dollars richer over your lifetime through the minimization of your lifetime … Read more