Best Credit Card Rewards Strategy – 2019 Edition

For reference, here’s a link to all the articles I’ve written on the BoA credit card strategy. https://frugalprofessor.com/another-boa-efficiency-post/ https://frugalprofessor.com/an-audit-of-boa-credit-card-reward-efficiency-2019-q3/ https://frugalprofessor.com/one-month-review-of-updated-boa-cash-rewards-card/ https://frugalprofessor.com/best-credit-card-rewards-strategy-2018-edition/   (Lack of) Disclosure: I don’t make a penny on any credit card recommendation. What I recommend is what I currently have (or have had) in my own wallet.   There are Two Basic … Read more

Financial Update – July 2019

Another month, another update. A few random comments. Good Reads/Listens/Watches I picked up the book Playing with Fire from the library, by Scott Rieckens (creator of the documentary I haven’t seen yet). TLDR: Scott and his wife were making $180k pre-tax in Coronado, CA and spending 99% of it on life (fancy cars, ocean-side apartment, … Read more

Financial Update – June 2019

Another month, another update. A few random comments. Good Reads/Listens/Watches Chernobyl, a new five-episode miniseries by HBO, is fantastic (link). It just surpassed Planet Earth 2 (also highly recommended) as the highest rated TV show of all time on IMDB. You can binge watch for free with a 7-day HBO trial. Thought provoking article from … Read more

Financial Update – May 2019

Another month, another update. A few random comments. Good Reads/Listens/Watches Mr Money Mustache on our constantly running “Purchase Justification Machines” (link). Interesting Bogleheads thread on fun post-retirement “jobs” (link). Interesting Bogleheads thread in which hundreds of individuals share their career path & whether or not they recommend it (link). The thread really illustrates how diverse … Read more

Cash Management, Emergency Funds, Using Fidelity as a Bank

*** Edit 2023 *** The original post is 4.5 years old. Since publishing it, Fidelity changed their website navigation so I updated a few screenshots to reflect that. Also, the Bogleheads have since created a Wiki article complete with diagrams illustrating the strategy: https://www.bogleheads.org/wiki/Fidelity:_one_stop_shop. I follow is the “Simple” strategy outlined in the diagrams.   … Read more