Financial Update – Dec 2024

Another month, another update. A few random comments. Good Reads/Listens/Watches Ben Rector dropped three new songs, which made my month (link). I particularly like the song The Richest Man in the World.   Life I took a climbing trip to Vegas where a friend and did a ~1,500 ft classic climb called “Solar Slab.” When … Read more

US Bank Smartly (4%) Credit Card Review

  Update 4/14/25: On 4/14/25, U.S. Bank essentially neutered this card for new applicants. The $100k balance must now be held in a checking account rather than a brokerage account (and thus incurring a ~$4k/year opportunity cost for new applicants). Further, there is a list of exempted categories (taxes, education, etc). Given this, I’d now … Read more

Financial Update – Nov 2024

I drafted most of this post before my mom’s passing. I’ll keep it brief this month.   Another month, another update. A few random comments. Good Reads/Listens/Watches I found this photography project to be profoundly moving…and sad (link). Coincidentally, I wrote the above before my mom’s passing. Reader Adrian writes about finding joy in running … Read more

2024 FreeTaxUSA is live

The 2024 version of FreeTaxUSA is now live: https://www.freetaxusa.com/ Usual disclaimer: the name makes it sounds like a horrible scam. But it is my favorite tax filing site, found through my favorite resource on the planet for all things personal finance: the Bogleheads forum. If you need to adjust your W4, now is the time … Read more