US Bank Smartly (4%) Credit Card Review
Update 4/14/25: On 4/14/25, U.S. Bank essentially neutered this card for new applicants. The $100k balance must now be held in a checking account rather than a brokerage account (and thus incurring a ~$4k/year opportunity cost for new applicants). Further, there is a list of exempted categories (taxes, education, etc). Given this, I’d now … Read more