A blog about things I find useful
It is pretty widely known that the HSA is the best savings account in the U.S. because contributions, growth, AND withdrawals are tax-free. Contributions are tax free from the following types of taxation: Federal State (unless you live in CA or NJ) Payroll Usually 6.2% Social Security + 1.45% Medicare Investment growth (dividends + capital … Read more
Obligatory trip report for my 2020 backpacking trip to the Wind Rivers. My other trip reports are found here: 2019: https://frugalprofessor.com/2019-wind-river-trip-report/ 2018: https://frugalprofessor.com/2018-wind-river-trip-report/ My two previous trips were around 40 miles over 4 days. This year, I did the following: Trip 1: 42 miles over 4 days with frugal brother from Big Sandy Trailhead … Read more
Another month, another update. A few random comments. Good Reads/Listens/Watches How I Built This interview with Ring founder Jamie Siminoff (link). I think this probably my favorite How I Built This interview of all time. For more context, here’s the first two minutes of his original pitch on Shark Tank in 2013 (link). He walked … Read more
Offer Summary On June 23, I got the following email from BoA offering to give me free money via their Premium Rewards card. I took them up on it. Upon reading more about the offer online, it is apparently not targeted (meaning that all with the card can pursue it, whether you got the email … Read more
It looks like the nation is gearing up to reopen. I remain skeptical it will end well, but we are planning on returning to work/school nonetheless. So are tens of millions of students in the US (excluding the entire state of CA apparently). My university is weeks away from inviting over 25k students back to … Read more
About 5-10 years ago a friend of mine called me out for being “overfocused” on money. I think that’s a reasonable observation for a person to make about me; even a close friend. But I think I have a reasonable counterargument. Which of the following two hypothetical people is “overfocused” on money? A person who … Read more