Financial Update – Apr 2021

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Another month, another update. A few random comments. Good Reads/Listens/Watches GoCurryCracker’s 2020 tax post (link). $0 of federal income tax on $143k of income. Entertaining two-hour YouTube documentary of a dude biking (most of) the 2,700 mile Great Divide Mountain Bike Route (link). This ride is now on my bucket list (wiki article)! He’s done … Read more

Financial Update – Mar 2021

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Another month, another update. A few random comments. Good Reads/Listens/Watches One of the Mediocre Amateur dudes (specifically, this guy) owns a ~$1M helicopter. In this incredible series of videos on their new YouTube channel, they document their recent trip to Canada & Alaska. The footage & storytelling is stunning. Part 1, Part 2, Part 3, Part 4, Part 5, Part … Read more

2021 Tax Calculator

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Intro Well, thanks to the $1.9B Coronavirus stimulus bill (#3), there are some pretty major changes to the tax code this year: Child tax credit (temporary changes for 2021 only): Fully refundable this year Phases out at 5% above $150k of income for MFJ, $112.5 for HoH $3,600/kid for ages 0-6 $3,000/kid for ages 7-17 … Read more

International Allocation

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Giant Disclaimer While I pretend to vaguely understand some aspects of frugality and the US tax code, I don’t pretend to be an investing guru. In fact, I’m pretty ignorant on the topic. So please take this post with a gain of salt.   Introduction I’ve given some thought recently on the role of international … Read more

Asset Location

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First, a note on asset ALlocation I don’t pretend to know what the “right” asset allocation is. I think that anyone who claims to have this superpower is trying to fool you. I’m not smart enough to come up with a very sophisticated answer here, so I just guessed. I hope you are smarter than … Read more