Financial Update – July 2020

Another month, another update. A few random comments. Good Reads/Listens/Watches How I Built This interview with Ring founder Jamie Siminoff (link). I think this probably my favorite How I Built This interview of all time. For more context, here’s the first two minutes of his original pitch on Shark Tank in 2013 (link). He walked … Read more

“Overfocus” on Money

About 5-10 years ago a friend of mine called me out for being “overfocused” on money. I think that’s a reasonable observation for a person to make about me; even a close friend. But I think I have a reasonable counterargument. Which of the following two hypothetical people is “overfocused” on money? A person who … Read more

Debt Repayment Calculator

I put together a debt repayment calculator tonight. You can download it here (link). I’m sure there are infinite calculators available on the internet, but I enjoyed the modelling exercise. Yellow cells are inputs. Grey cells are calculations. I’m not really sure the demographics of this blog’s readers, but I suspect that most of you … Read more

Another BoA Efficiency Post

Nov 2020 update: Doctor of Credit discussion that the 75% BoA Platinum Honors bonus might be killed: https://www.doctorofcredit.com/survey-bank-of-america-might-eliminate-75-platinum-honors-bonus-2-62-5-25-etc/. If this eventually happens, it’ll effectively put the kibosh on the strategy outlined in this blog post. Fingers crossed it won’t happen, though I’m worried that the program’s time is limited….       The first two quarters … Read more