A blog about things I find useful
My senator was among the unmasked buffoons at the September 26 White House super spreader event. Below is the email I sent him. Senator XXXX, I have a good deal of respect for you as a person. I’ve read your book and am generally supportive of your policies. I just read a NYT article in … Read more
Another month, another update. A few random comments. Good Reads/Listens/Watches GoCurryCracker on the NYT Trump tax exposé (link). The Daily (NYT) podcast episode with the authors of the NYT investigation (link). Bogleheads on Investing podcast episode with author Morgan Housel (link). My Octupus Teacher (link). The Dangerz, the inspirational full-time van-dwellers turned full-time sailors, recommended … Read more
I bought our house a little over 4 years ago. At the time of purchase, we got a 15Y loan with a 2.875% interest rate. Given how low the rate was, I didn’t think that refinancing a mortgage refinancing was going to be viable. I was mistaken. There are several great Bogleheads threads on the … Read more
Another month, another update. A few random comments. Good Reads/Listens/Watches Beau Miles spends a night in his gum tree (link). I love Beau; always providing a refreshing perspective on our place in the universe. He is a remarkable storyteller and filmmaker. His YouTube channel is probably tied for my favorite channel alongside Mediocre Amateur (link). … Read more
It is pretty widely known that the HSA is the best savings account in the U.S. because contributions, growth, AND withdrawals are tax-free. Contributions are tax free from the following types of taxation: Federal State (unless you live in CA or NJ) Payroll Usually 6.2% Social Security + 1.45% Medicare Investment growth (dividends + capital … Read more
Obligatory trip report for my 2020 backpacking trip to the Wind Rivers. My other trip reports are found here: 2019: https://frugalprofessor.com/2019-wind-river-trip-report/ 2018: https://frugalprofessor.com/2018-wind-river-trip-report/ My two previous trips were around 40 miles over 4 days. This year, I did the following: Trip 1: 42 miles over 4 days with frugal brother from Big Sandy Trailhead … Read more